Woman Working

Passionate – Dedicated – Professional

Payout Solutions To Drive Your Business Forward

Payment Termination Solutions

Implementing secure and compliant methods for concluding payment cycles, including reconciliation, refund mechanisms, and dispute resolution.

Last-Mile Payout Strategy

Advising on establishing or optimising agent networks and payout partners in target receiving countries, especially in emerging markets, for reliable cash distribution.

Payment Infrastructure Optimisation

Reviewing and recommending improvements to the payout infrastructure to ensure efficient and secure delivery of funds across various channels.

Passionate – Dedicated – Professional

The Steps We Follow To Achieve Your Goals

Assess Payout Requirements & Infrastructure Audit

Two People Having a Discussion

  • Understand Destination Needs: Identify the specific countries, currencies, and desired payout channels (e.g., bank transfer, cash pick-up, mobile wallet, card) for beneficiaries.

  • Analyze Volume & Speed: Determine typical transaction volumes, peak times, and required settlement speeds for different corridors.

  • Review Existing Setup: Audit current payout processes, existing partner relationships, associated costs, and any bottlenecks or points of friction.

  • Regulatory Compliance: Assess local regulations and compliance requirements for payouts in each target market.

Design Optimal Payout Network & Partner Selection

People Discussing Charts and Graphs

  • Channel Strategy: Design the most efficient and cost-effective mix of payout channels for each corridor.

  • Identify Payout Partners: Select and onboard reliable local banks, agent networks, mobile money operators, or other fintech partners who can provide secure and efficient last-mile delivery.

  • Technology & Integration Planning: Determine the necessary technology stack for seamless payout processing, including APIs for real-time connectivity, reconciliation, and tracking across all partners.

  • Cost & FX Optimization: Incorporate strategies to minimize payout costs, including optimizing FX conversion within the payout process to offer competitive rates to customers.

Implementation, Lifecycle Management & Continuous Optimization

Person Analyzing Data

  • Technical Integration & Testing: Implement the chosen payout platform and integrate it with the client’s core systems, conducting rigorous testing to ensure seamless operation and data flow.

  • Payment Lifecycle Management: Establish robust processes for managing the entire payout lifecycle, including initiation, tracking, reconciliation, exception handling, and payment termination solutions (for refunds, cancellations, or finalization).

  • Monitoring & Performance: Continuously monitor payout performance, partner reliability, customer feedback, and compliance. Optimize processes and partner relationships based on data and changing market conditions to enhance efficiency and reduce costs.