Analyze Current Flow: Map the client’s current cash flow, payment corridors, transaction volumes, currencies involved, and payout methods.

Identify Pain Points: Pinpoint existing liquidity gaps, high costs associated with holding balances, exposure to currency risk, or inefficiencies in funding and settlement.

Determine Requirements: Understand the client’s specific needs for working capital, access to credit lines, desired execution speed, and regulatory compliance.

Develop Tailored Strategy: Based on the assessment, design a specific liquidity strategy. This could include recommendations for optimizing multi-currency accounts, implementing notional pooling, or structuring credit facilities.

Identify & Engage Providers: Select and engage suitable liquidity providers (banks, non-bank LPs, prime brokers) and potentially credit providers who can offer competitive FX rates, robust connectivity, and the necessary funding lines.

Technology Integration Plan: Outline the technology requirements for liquidity aggregation, automated hedging, and seamless integration with the client’s existing payment systems via APIs.

Execute Onboarding & Integration: Facilitate the onboarding process with chosen liquidity and credit providers, and oversee the technical integration of platforms and systems.

Implement Risk Mitigation: Put in place clear hedging strategies and risk management frameworks to protect against FX volatility and operational risks associated with managing large currency positions.

Continuous Monitoring & Optimization: Establish metrics to monitor liquidity performance, cost efficiency, and operational effectiveness. Regularly review and refine the solution to adapt to changing market conditions, transaction volumes, and business growth.